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MYbank Loan

Annualized cost of financing 8%-10% for a loan up to 10 million CNY


Targeted client:

 Amazon USA or Germany Sellers


 6/12 months

Application process: 

Online application


Equivalent principles,
daily interest rate

Service fee: 



Digitization enables more possibilities

Customized for cross-border e-commerce sellers:

Top 2 benefits

Digitization enables more possibilities

Customized for cross-border e-commerce sellers:

High credit limit:

Loan is capped at up to 10 million CNY.


Based on qualifications, users may apply for an annualized interest rate as low as 6%.

Quick and easy process:

Application can be completed remotely with no in-person signature required.

Flexible turnover:

Borrow and repay at any time, with no handling fees for early repayment.

Service advantages

Service advantages

Dedicated consumer service

One-to-one follow-up with client manager, online guides throughout the process.

Consultation services

Provision of one-stop solutions based on the actual situation and pain points of corporate customers.

Increase valuation services

Meeting various business needs of customers through a broad network of cross-border partners.

Steps of Use

A few simple steps to improve your cash flow and expand your business worldwide

Sign up

Sign up Dowsure

Grant authorization

Authorize Amazon
store data

Provide information

Fill up
application form

Review and Approval

Application review
and approval

Fund disbursement
and withdrawal

Fund disbursement and
withdrawal to your account

Frequently Asked Questions:

Questions about product? See the FAQ.

The loan is disbursed to a personal bank account or an Alipay personal account.

No. This is a purely credit-based loan with the credit limit determined based on your store data.

Yes. You can borrow anytime within an effective credit period, with the corresponding credit to be released for use upon repayment.

MYbank Loan is a cross-border e-commerce loan tailored for Amazon sellers by Dowsure, MYbank, and WorldFirst. Loanee requires to use WorldFirst for receiving payment.