Powered by

XF Cloud


Guangfa Commercial Loan (individual)

Biggest promo for the cross-border hot market, limited 2% discount, APR as low as 6%


Credit limit:

 Up to 1 million CNY

Event ends on:

 August 31st

Applicable area: 

Zhejiang, Guangdong,
Jiangsu, Shanghai

Repayment Term: 

3 or 6 months

Application process: 

Fully online application

Credit loanee: 


Top 2 benefits

Digitization enables more possibilities

Customized for cross-border e-commerce sellers:

Easy to use

Flexible repayment, pay as you go, early repayment No service fee.

Low-interest rate

Credit amount good for 1 year, reusable.

Wide coverage:

All mainstream payment companies are supported.


Service advantages

Dedicated consumer service

One-to-one follow-up with client manager, online guides throughout the process.

Consultation services

Provision of one-stop solutions based on the actual situation and pain points of corporate customers.

Increase valuation services

Meeting various business needs of customers through a broad network of cross-border partners.

Steps of Use

A few simple steps to improve your cash flow and expand your business worldwide

Sign up

Sign up Dowsure

Grant authorization

Authorize Amazon
store data

Review and Approval

Application review
and approval

Provide information

Fill up
application form

Fund disbursement
and withdrawal

Fund disbursement and
withdrawal to your account

Frequently Asked Questions:

Questions about product? See the FAQ.

This is a purely credit-based loan product with the credit limit determined by the store's operational data on the Amazon platform. Joint credit limit for multiple stores under the same owner is supported. Guangfa Commercial Loan (Personal Version) accepts individual(s) as the loanee(s).