Client Case

Unlock store value, accelerate your business turnover!

Household Goods Exporter

Zehui Technology Co., Ltd.

Southeast Asia

North America

Europe

eBay

Amazon

Aliexpress

Shopee

Walmart

Lazada

Categories

Clothing

Beauty & Cosmetics

3C electronics

Pet supplies

Household

Outdoor sports

etc

Product used

Dowsure Seller’s Cloud

Shopee Loan

Problem
In the case of the high-speed development of the overall information flow, logistics, and fund flow, fund products that are efficient, flexible, and can use the valuable asset of store operation as an evaluation standard are needed.

Solution

Dowsure provides Zehui, a giant cross-border e-commerce seller, with a one-stop funding solution that is more flexible, efficient, and not based on collaterals through cooperative banks.

Household goods exporter

Wenzhou Micro ** Network Technologies Ltd.

USA

Amazon

Categories

Household

Product used

CGB | Guangfa Commercial Loan

Problem
Because of product’s type, shipping by sea was required. In addition, there are many uncertain factors in logistics this year, and delivery cycle of products took very long. The company needed funds to pay for expenses, such as logistics and procurement.

Solution

Dowsure evaluated the digital assets of the company based on the store operation, and helped the company gain a credit loan of 500,000 CNY from China Guangfa Bank. This gave the seller more confidence in operating its Amazon store well.

Household Goods Exporter

Quanzhou ** E-commerce Co., Ltd.

Southeast Asia

North America

Europe

Amazon

eBay

Shopee

Categories

Clothing

Accessories

Product used

SPDB | Seller Lending:

Problem
In urgent need of funds for preparing inventories. Required timeliness, quick disbursement, and a high credit limit that can keep up with the demand for funds for business development.

Solution
1 million CNY was granted immediately upon an application for an SPDB product. It only took half an hour from the application to disbursement. In contrast to offline traditional financing channels, this offers a better experience in terms of convenience.

Cross border clothing retailer

Shenzhen Ying ** Trading Co., Ltd.

North America

Amazon

Categories

Clothing

Product used

MYbank | MYbank Loan

Problem
Large size company that needed funds for its cross-border business expansion.

Solution

Dowsure recommended MYbank Loan products based on the actual situation of this client. With the help of store data, the company was successfully granted a credit limit of 3 million CNY which was disbursed at once. It greatly relieved the company's short-term financial pressure.

Small home appliance manufacturer and trader

LEE ** ELECTRIC (HK) Co., Ltd.

North America

Europe

Amazon

eBay

Categories

Kitchen supplies

Product used

USD Global Loan

Problem
Transferring the returned funds from platform sales back to its Hong Kong account took too long, company needed funds to prepare inventories before the Chinese New Year. Most traditional financial institutions were unable to provide products that meet the credit limit it needed.

Solution
Through the Dowsure platform, the company was successfully granted a financing credit of 140,000 USD, and the financial institutions in cooperation with Dowsure completed the disbursement in two days. This solved this client’s insolvency problem.

SPDB

Product used

Dowsure Cross-border Financial Cloud

Problem
SPDB adheres to the core values of “honesty, integrity, and excellence” and has been committed to providing a series of professional-client comprehensive financial service solutions for clients such as small and medium enterprises and private banks.
Having observed the rapid development trend of cross-border e-commerce in recent years and huge customer demand, the bank hoped to quickly make its products available in this multi-billion market.

Solution

After establishing a strategic partnership, Dowsure and SPDB agreed to use Dowsure’s cross-border financial cloud and successfully launched the product SPDB | Cross-border Seller Lending which has created a service benchmark for cross-border credit products "520" that is: "5-minute application, Approval in 2 minutes, account in 0 seconds", has served thousands of cross-border merchants through this product since its launch.

MYbank

Product used

Dowsure Cross-border Financial Cloud

Problem
MYbank adheres to the brand philosophy of “Being meticulous” and is committed to solving the financial needs of small and medium entities. MYbank provides completely online financial services for more small and medium businesses.
MYbank has always insisted on using leading technologies as its development engine and hopes to help the multi-billion cross-border e-commerce market to develop more comprehensively through its digital capabilities.

Solution
Through the cooperation with Dowsure and with the help of Dowsure Cross-border Financial Cloud, MYbank successfully launched the cross-border seller product MYbank | MYbank Loan. The product supports online application and offline review and approval, providing cross-border sellers a purely credit-based loan with no collateral required. It efficiently and conveniently assists cross-border merchants to achieve smooth fund turnover.

A state-owned property and casualty insurance company

China Continent Insurance Company Ltd.

Product used

Dowsure Cross-border Insurance Cloud

Problem
hoped to expand to cross-border market, to possess capabilities that can be customized in terms of market customer acquisition, operation of customer life cycle, operation platform, and risk control model for a series of cross-border industries.

Solution
Dowsure and China Continent Property & Casualty Insurance worked jointly to provide the company with a SaaS cooperation platform, which integrates resources that match customers’ needs, refines operation, and enhances competitiveness. The platform also outputs risk identification solutions, reduces underwriting risks, and provides sellers with a competitive insurance product.

Service Process

Confirm cooperation method

-

Sign cooperation agreement

-

Configure system account

-

Connect insurance API

-

System launch

Cross-border E-commerce B2C

Various Product Type

Hundreds of Amazon Stores

Shenzhen ** Technologies Co., Ltd.

Product used

China Continent Insurance - Amazon Seller Liability Insurance

Problem
Great pressure on the company during the cross-border business “cold winter”. Rate was high due to the large number of product categories sold. After query, the price of each policy for some similar insured products was higher than 3,000 CNY.

Solution
Products were divided into smaller categories, and the actual needs of sellers were taken into account. Dowsure provided the company with a commercial comprehensive liability insurance solution at lower prices and with high-quality services, while meeting the requirements of the Amazon platform.

Service Process

Prepare information

-

Estimate premium

-

Buy insurance online

-

Pay

-

Download Letter
of Guarantee

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