Make future possible

Dowsure, as the world's leading digital API platform in cross-border e-commerce, pioneered the first cross-border e-commerce insurance in China in 2017. In 2019, the company cooperated with banks and launched digital financial products with its API technologies, advanced models, and algorithms. Providing cross-border e-commerce sellers with faster, more convenient, and safer financing solutions.

After years of delving into the cross-border industry, Dowsure has developed various capabilities, such as the understanding of cross-border scenarios + system implementation + risk control management. Dowsure has invested tens of millions of funds in the research and development of financial platforms for the supply chain. Currently, the company has official partnerships with platforms such as Amazon, eBay, Shopee, etc.

Dowsure has offered help to tens of thousands of merchants accumulatively and increased tens of billions of cross-border e-commerce’s GMV.

Starting Point
Focus on Industry Pain Points
R&D Promotes Strength
Inclusive Financing for the Benefit of the Industry
Realizing our vision through steady growth

Development History

Our History



Dowsure and its partnered banks/financial institutes reached the 1 billion transaction milestone.


Dowsure Financial Cloud has established an official partnership to launch the first fully online credit loan product "Dow Fund Loan".


Dowsure established a platform partnership with Shopee.


Dowsure accomplished 20 million series B funding.



Dowsure jointly launched the Cross-border Seller Lending | Express with SPDB, and realized the 520 Express Loan (5-minute application, 2-minute approval, and 0-second transfers) for cross-border e-commerce in the industry.


Dowsure successively partnered with cross-border payment companies, such as LianLian, PingPong, World First, Lakala, and Epay, to construct the financial infrastructure of the cross-border e-commerce supply chain.



Dowsure entered into an official partnership with Amazon and has become a Seller Lending Program partner.


Dowsure was listed on eBay to provide sellers with financial and insurance services. SellSure seller protection insurance was recommended by on its home page.



Dowsure completed the Series A financing of tens of millions of CNY led by CDF-Capital and followed by Plug and Play.



Dowsure was respectively selected into the InsurTech Unicorn Accelerator Program in Singapore and China by Plug and Play, the world's top technology innovation ecosystem platform.



Dowsure receives nearly 10 million CNY from the pre-A financing led by Albatross Venture and followed by HUASHAN Capital.



Dowsure received an angel investment of several million CNY from PreAngel.

Team Introduction

Mr. Byron Pei


Mr. Kevin Huang

Co-founder/Chief Financial Officer


Co-founder/Chief Insurance Officer


Director of online credit loan product

Mr. Wei Lin

Chief R&D Officer

Mr. Jacky Chiang

Chief Strategy Officer

Mr. Eric Chu

Chief Marketing Officer


Director of Finance

Join Us

We are always looking for talented people with passion and creativity. If you are also looking for extraordinary, you sure join us!

About us

The average age of our team is 28 years old. Members are young and energetic. We have high-quality talents, including graduates from first-class universities, such as Fudan University, Xi'an Jiaotong University, Harbin Institute of Technology, The University of Melbourne, and the University of California, Berkeley. These talents come from well-known corporates in the Internet industry. We dare to put thoughts into practice and have an infinite bright vision for the future!

What We Do

We are devoted to empowering cross-border e-commerce merchants with technologies and offering FinTech products to tens of millions of sellers and partners; We aim to become the world's leading digital asset infrastructure for cross-border e-commerce.

Our Values

We are client-centric

and we create value for them

We are firm and persistent

in doing things that are hard but right

We have the courage to face the music

and we have a mission to promote industrial innovation

We forgo short-term returns

but pursue long-term rewards

We honor every promise with professionalism,

kindness, and integrity

We are inclusive, open, altruistic

and active in sharing our gains

Our Colleagues

(Financial Product Department)

This is a self-discovering and enhancing work journey. Every single product release, every time we find solutions to a problem, makes me enjoy working here. I am pleased about my work, which helps me actualize & grow myself, and refines my value.

(Human Resources Department)

It takes step by step to establish the achievement we have right now. I have gained so much knowledge and experience. Growing together with Dowsure is the best way for me to improve myself. I am so glad that I can work with these excellent and intelligent colleagues!

(Financial Product Department)

A lot of hard work is hidden behind nice things. Others might not know how much effort you put in. So be yourself, do not be afraid of challenges, and embrace changes.


Reaching capital value trough intellectual communications is the most optimistic result of a partnership. It gives me intrinsic motivation at work. Maximize my value to every partner is what I strive for and my ultimate goal.

(Corporate Sales)

Being humble is the key to a successful work. I chose to conquer the challenges and stress!

Hank (R&D)

Although there are obscures at work, I alwayd keep it easy and calm. I believe everything has a solution. As long as you believe, you have the confidence to win, think more, and work hard on every detail. You will find a way.

(Porduct Operation)

Be kind, grateful about life and work. Excited about your job.

(PT Product Manager)

Nothing is for sure, you and I, we are all potentials.

Job Opportunities

Mr. Byron Pei (Tao Bai)


Mr. Byron Pei is the founder of Dowsure. He graduated from Xi'an Jiaotong University. He is a hyper-rational detail paranoiac from a technological background. He previously served Ping An Insurance and IBM in their research and development department. In 2011, Byron co-founded ShenPu Information, a FinTech development company providing FinTech R&D services for the insurance, banking, and payment industries. Byron managed a technology team of hundreds of talents and listed the company on the National Equities Exchange and Quotations. Afterward, Byron founded Dowsure Technologies and has been serving as CEO.

Mr. Kevin Huang (Bai Qi)

Co-founder/Chief Financial Officer

Kevin is a co-found of Dowsure. He graduated from Xi'an Jiaotong University. He is a workaholic with passion and concentration for everything. Kevin has 13 years of experience in banking and a dual-academic background in finance and IT. He previously served as branch manager, department head, chief product manager, and IT audit manager at four major state-owned banks. He is familiar with financial businesses and underlying logic such as bank internal control, risk control, and products. He has his own perceptive methodology for the grasp of the company's business model and financial markets.

Ms. Louisa Luo

Co-founder/Chief Insurance Officer

Louisa is a co-founder of Dowsure. She graduated from Fudan University in Shanghai. She is a front-line person of operation with a delicate and keen mind. She previously served as a consulting implementation manager in industrial sectors such as IBM and Ernst & Young Insurance. She has rich experience in insurance product design and mobile operation as well as a keen sense of the Internet. She had in-depth knowledge of the customer groups of Haitao and deeply understood their pain points. Such understanding has played a crucial role in the operation logic of the insurance sector products she is responsible for. Currently, she is the COO of Dowsure.

Xiaoyu Li (Bofan)

Director of online credit loan product

Graduated from the University of Electronic Science and Technology of China and obtained an FMBA degree from Tsinghua University-Hong Kong Chinese University. Previously served as a financial product specialist in Ant Group and Bank of China (Hong Kong). Assisted and established virtual banks Livi, AntBank, Essence Securities Co, and others. In charge of 0-1 supply chain financial products, covering more than 1 million users, and 100,000 SME businesses. He has enriched experience and innovative skills in financial technologies and scenario finance.

Mr. Wei Lin (Lin Bo)

Chief R&D Officer

Mr. Lin graduated from Harbin Institute of Technology with a Ph.D. and as a postdoctoral fellow. He published more than 10 papers in academic journals and international academic conferences and applied for more than 20 patents. He also founded a national high-tech enterprise and has served as CTO at integration payment companies and financial groups. He has profound R&D and management experience in the fintech industry.

Mr. Jacky Jiang (Zi Ya)

Chief Strategy Officer

Jacky previously served at Barclays Capital, DJI, and two more FinTech unicorns SwiftPass and Akulaku. He built the image of brands from scratch and won the German Red Dot Design Award in 2017. Under his leadership, Jacky and his overseas teams have developed markets in more than 50 countries around the globe, providing FinTech services for hundreds of banks and financial institutions. Jacky is sophisticated and experienced in cross-border commercial cooperation, investment and financing, corporate strategy, and brand image building.

Mr. Eric Chu (Yongcheng)

Chief Marketing Officer

Eric is the Chief Marketing Officer at Dowsure. He previously served at L’Oréal, PingPong, and Ant Group. He joined the cross-border payment industry in 2016. In several experiences in cross-border business, he built a market team from scratch as a founding member of a business start-up and achieved rapid business growth. After joining Ant Group, he was in charge of the operation of cross-border e-commerce payment and the overall market affairs of WorldFirst in China. Eric has rich experience and sophisticated skills in professional fields such as integrated marketing, brand marketing, and merchant growth. As No. 1 market leader in different cross-border FinTech businesses, he has successfully built up brand influence and achieved multiplied growth.


Director of Finance

Graduated from Nankai University and majored in Accounting. Worked in E&Y, X Financial, and Times China Hold and specialized in audit compliance, corporate IPO, corporate credit management, and financial analysis.