Powered by

XF Cloud

Cross-border Start-up Loan


A purely credit-based loan tailored for Chinese sellers on eBay.

Completely online application

 with simple requirements

Benefits 1:

Applicable to sellers across all China

Benefits 2:

Credit limits up to 1 million CNY

Benefits 3:

Borrow and repay at any time

Benefits 4:

Joint application for multiple stores supported

Top 2 benefits

Digitization enables more possibilities

Customized for cross-border e-commerce sellers:

No regional restriction (in China)

All Chinese sellers on eBay can apply

Application on mobile app

Completely online application process, manage on mobile app at any time and anywhere.

Flexible credit limit:

Credit limit for multiple stores supported, purely credit-based with no collateral required.

Service advantages

Dedicated consumer service

One-to-one follow-up with client manager, online guides throughout the process.

Consultation services

Provision of one-stop solutions based on the actual situation and pain points of corporate customers.

Increase valuation services

Meeting various business needs of customers through a broad network of cross-border partners.

Steps of Use

A few simple steps to improve your cash flow and expand your business worldwide

Sign up

Sign up with Dowsure

Grant authorization

Authorize Amazon
store data

Provide information

Fill up
application form

Review and Approval

Application review
and approval

Fund disbursement
and withdrawal

Fund disbursement and
withdrawal to your account

Frequently Asked Questions:

Questions about product? See the FAQ.

The loan is not limited to certain purposes, and will be directly disbursed to your personal debit card.

You can borrow and repay at any time, with no penalty on interest for early repayment.

No. The interest rate specified for the loan is your annualized comprehensive cost.

No. Credit limit will be determined by your store's status.

It only requires an ID card, bank card, and authorization to the store. Other materials may be requested by the lender.